About us
Payments NZ is the leading governance organisation dedicated to the interoperability, efficiency, safety, openness, and innovation of the payments systems for Aotearoa. Our clearing systems support inter-bank payments exceeding $8 trillion annually, and we lead a progressive, future-focused industry committed to delivering world-class payments for Aotearoa.
Learn more about our work
Clearing Systems
Our clearing systems process millions of transactions daily, ensuring funds flow safely and efficiently between banks and businesses. We govern the rules for the core payments systems that underpin a trusted, seamless, and secure flow of money across Aotearoa.
How our clearing systems work
API Centre
The API Centre is accelerating open banking and data sharing in Aotearoa. We provide the frameworks, standards, and tools that enable secure, seamless, and customer-focused innovation across the financial ecosystem.
Explore our API Centre
Payments Direction
Our Payments Direction workstream is shaping the future of the payment systems in Aotearoa. Together with industry, we’re exploring faster, data-rich, and always-on payments to meet the needs of people, businesses, and the economy.
Discover Payments Direction
Industry events
We run regular industry networking events throughout the year to bring people together to listen, learn, share ideas and mingle. You can subscribe to receive invitations to individual events, or register for our biannual payments conference, The Point.
Latest news and insights
Consultation feedback on the EFTPOS Device Lifecycle Framework
Payments NZ has published a summary of industry feedback on proposed updates to the EFTPOS device lifecycle framework, highlighting broad support alongside differing views on how lifecycle settings should be applied in practice.
Read more 29 Jun 2026Behind every payment is a system of trust
Payments only work when trust exists. This Payments NZ insight paper explores why trust is critical infrastructure, underpinning resilience, interoperability, open banking and payments modernisation.
Read more 22 Jun 2026Submission on MBIE consultation on delegation requirements and professional trust accounts in regulated open banking
Payments NZ has submitted feedback to the Ministry of Business, Innovation and Employment Hīkina Whakatutuki (MBIE) on its consultation on delegation requirements and the treatment of professional trust accounts in regulated open banking.
Read more 19 Jun 2026