About us
Payments NZ is the leading governance organisation dedicated to the interoperability, efficiency, safety, openness, and innovation of the payments systems for Aotearoa. Our clearing systems support inter-bank payments exceeding $8 trillion annually, and we lead a progressive, future-focused industry committed to delivering world-class payments for Aotearoa.
Learn more about our work
Clearing Systems
Our clearing systems process millions of transactions daily, ensuring funds flow safely and efficiently between banks and businesses. We govern the rules for the core payments systems that underpin a trusted, seamless, and secure flow of money across Aotearoa.
How our clearing systems work
API Centre
The API Centre is accelerating open banking and data sharing in Aotearoa. We provide the frameworks, standards, and tools that enable secure, seamless, and customer-focused innovation across the financial ecosystem.
Explore our API Centre
Payments Direction
Our Payments Direction workstream is shaping the future of the payment systems in Aotearoa. Together with industry, we’re exploring faster, data-rich, and always-on payments to meet the needs of people, businesses, and the economy.
Discover Payments Direction
Industry events
We run regular industry networking events throughout the year to bring people together to listen, learn, share ideas and mingle. You can subscribe to receive invitations to individual events, or register for our biannual payments conference, The Point.
Latest news and insights
Rabobank New Zealand joins the High Value Clearing System
Rabobank New Zealand Limited has been admitted as a participant in the High Value Clearing System (HVCS) and commences participation on 13 October 2026.
Read more 13 Oct 2026Consumer Research 2026
Technology changes. Consumer expectations don’t. Our latest Consumer Research explores how New Zealanders are using and experiencing payments today and what they need from the payments system of the future.
Read more 6 Oct 2026Open banking moves into its next phase
A new chapter has begun for open banking in Aotearoa New Zealand, as the Payments NZ API Centre ceases operating today, 30 September 2026, bringing its role in open banking standards development, management and governance to a close.
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