About us
Payments NZ is the leading governance organisation dedicated to the interoperability, efficiency, safety, openness, and innovation of the payments systems for Aotearoa. Our clearing systems support inter-bank payments exceeding $8 trillion annually, and we lead a progressive, future-focused industry committed to delivering world-class payments for Aotearoa.
Learn more about our work
Clearing Systems
Our clearing systems process millions of transactions daily, ensuring funds flow safely and efficiently between banks and businesses. We govern the rules for the core payments systems that underpin a trusted, seamless, and secure flow of money across Aotearoa.
How our clearing systems work
API Centre
The API Centre is accelerating open banking and data sharing in Aotearoa. We provide the frameworks, standards, and tools that enable secure, seamless, and customer-focused innovation across the financial ecosystem.
Explore our API Centre
Payments Direction
Our Payments Direction workstream is shaping the future of the payment systems in Aotearoa. Together with industry, we’re exploring faster, data-rich, and always-on payments to meet the needs of people, businesses, and the economy.
Discover Payments Direction
Industry events
We run regular industry networking events throughout the year to bring people together to listen, learn, share ideas and mingle. You can subscribe to receive invitations to individual events, or register for our biannual payments conference, The Point.
Latest news and insights
Tokenised bank deposits: what the global evidence tells us
Payments NZ research explores global developments in tokenised bank deposits, where potential value is emerging and what is needed for safe operation across institutions and at scale.
Read more 13 Nov 2026Submission on RBNZ consultation on modernising New Zealand’s retail payment system
Our submission supports an outcomes-led approach to modernisation that builds on the strengths of Aotearoa New Zealand’s existing payment system while adding the capabilities needed for the future.
Read more 28 Oct 2026Submission on RBNZ consultation on the prudential levy
Payments NZ has made a submission on the Reserve Bank of New Zealand – Te Pūtea Matua consultation on the proposed prudential levy.
Read more 19 Oct 2026Sign up for news
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