About us
Payments NZ is the leading governance organisation dedicated to the interoperability, efficiency, safety, openness and innovation of payments systems in Aotearoa. Our clearing systems facilitate intra-bank payments exceeding $8 trillion annually. We lead a progressive, future focussed industry that has a vision for world-class payments for Aotearoa.
Learn more about our work
Industry registers
See our Bank Branch Register, EFTPOS Device Register, Device Dates Register, Device Registration application form and more information about the EFTPOS device life cycle.
Clearing Systems
Our clearing systems process millions of transactions daily, ensuring funds flow safely and efficiently between banks and businesses. We govern the rules for the core payments systems that underpin a trusted, seamless, and secure flow of money across Aotearoa.
How our clearing systems work
API Centre
The API Centre is accelerating open banking and data sharing in Aotearoa. We provide the frameworks, standards, and tools that enable secure, seamless, and customer-focused innovation across the financial ecosystem.
Explore our API Centre
Payments Direction
Our Payments Direction workstream is shaping the future of the payment systems in Aotearoa. Together with industry, we’re exploring faster, data-rich, and always-on payments to meet the needs of people, businesses, and the economy.
Discover Payments Direction
Shape the future of payments with us
We work in partnership with industry to deliver payments that are fast, secure, and future-ready. Stay connected with updates, insights, and opportunities to get involved.
Latest news and insights
Payments NZ responds to government recommendations
Payments NZ acknowledges the announcement made by the government today accepting the Finance and Expenditure Committee’s recommendations for their inquiry into banking competition.
Read more 13 Nov 2025Submission to the FMA on tokenisation in financial markets
We recently made a submission to the Financial Markets Authority – Te Mana Tatai Hokohoko (FMA) in response to their discussion paper on tokenisation in financial markets, released in early September 2025.
Read more 11 Nov 2025September 2025 update
As we head into spring, we’re looking back on what’s already been a huge year for Payments NZ – with progress and delivery across our Clearing Systems, API Centre and Payments Direction areas, and a busy calendar of events, industry and regulatory engagement.
Read more