About us
Payments NZ is the leading governance organisation dedicated to the interoperability, efficiency, safety, openness, and innovation of the payments systems for Aotearoa. Our clearing systems support intra-bank payments exceeding $8 trillion annually, and we lead a progressive, future-focused industry committed to delivering world-class payments for Aotearoa. Save the date! The Point 2026 will be held on 25–26 November 2026 at the NZ International Convention Centre. As the flagship payments conference for Aotearoa, it brings together leaders from across the financial ecosystem and around the globe. Head to our Events page to find out more.
Learn more about our work
Industry registers
See our Bank Branch Register, EFTPOS Device Register, Device Dates Register, Device Registration application form and more information about the EFTPOS device life cycle.
Clearing Systems
Our clearing systems process millions of transactions daily, ensuring funds flow safely and efficiently between banks and businesses. We govern the rules for the core payments systems that underpin a trusted, seamless, and secure flow of money across Aotearoa.
How our clearing systems work
API Centre
The API Centre is accelerating open banking and data sharing in Aotearoa. We provide the frameworks, standards, and tools that enable secure, seamless, and customer-focused innovation across the financial ecosystem.
Explore our API Centre
Payments Direction
Our Payments Direction workstream is shaping the future of the payment systems in Aotearoa. Together with industry, we’re exploring faster, data-rich, and always-on payments to meet the needs of people, businesses, and the economy.
Discover Payments Direction
Shape the future of payments with us
We work in partnership with industry to deliver payments that are fast, secure, and future-ready. Stay connected with updates, insights, and opportunities to get involved.
Latest news and insights
Response to the Commerce Commission on open banking progress
In September 2025, the Commerce Commission Te Komihana Tauhokohoko released an open letter outlining its observations on recent progress in open banking. We responded in writing to the Commission in early December.
Read more 18 Dec 2025Help shape the future of the EFTPOS device lifecycle framework
Payments NZ is currently consulting on proposed changes to the EFTPOS device lifecycle framework – the set of policies that governs how payment terminals are registered, maintained, and retired from the network in Aotearoa New Zealand.
Read more 15 Dec 2025HVCS participants join global payments messaging upgrade
Major banks and financial institutions in Aotearoa New Zealand have moved into a new era of payments messaging, by completing their transition to ISO 20022 messaging for high-value and cross-border payments.
Read more 3 Dec 2025